Expenses and savings

"A man who both spends and saves money is the happiest man, because he has both enjoyments" Samuel Johnson

Living on our own proves to be a challenge where expenses and savings are concerned. I think many would agree that no matter how difficult, our wants and needs have to be clearly marginalised because the budget has now gone tight.

I am not a shopper to begin with. Shopaholic? Not even close. But I like to buy (read : treat) myself things which are worth to be spent on. Being a girl that I am, mostly those things are girly things; clothes, books, shoes, handbags, accessories. Now that I am a mother, most of my spendings are directed to buying my kids stuffs, sometimes more to my liking than theirs. But because now I have a tight budget, these things are not a luxury anymore. Our savings and expenses are now on matters which are far more important.

  I have become someone who would think twice where spending on 'wants' is concerned, and I have learned to accept the fact that yes, one simply will not die because of this. And because of that, I have become more 'mature' in my spending (but one who needs constant reminding from le hubby hehe). Of course, it is not easy. It never was. But we gotta do what we gotta do. Living in an era where everything just skyrockets, following a stringent spending frame is inevitable if you do not want to be swamped with debt. 

Having said that, of course the wants for things is just unavoidable, especially when it's payday. Truth be told, I have never felt happier come 25th every month because when you are literally living from paycheck to paycheck, that one day of the month is like a breather. That one day gives you hope that you can treat yourself even if it's just a scoop of BR's Chocolate Mousse Royale. And you can start dreaming again on saving and buying things that would make your heart blossom.

But you know, one thing that I have greatly learned from our financial situation and management is that, enough is better than too much. So true isn't it? And it's not like we're dead poor or something (to put it bluntly). Allah's rezeki has been with us all along. It has never been short of generous although it might not be as abundance as everyone else's. And I believe that all the things that He has eased for my family and I - that is the ultimate Rezeki, I think. 

So, yes. For now, everything is sufficient for us. Everytime if I think I have extra, I would think of the time when I have almost none, and those people who suffer a greater deal than us. If we fasten our attention to what we have, rather than what we lack, a very little wealth is sufficient, no? 

Because materialistic wealth, as we are well aware of, will not be our companion to the other world. Let us work hard and start saving for the real afterlife, insyaAllah!